National Flood Insurance Program (NFIP) and Flood Data
2013_October NFIP/CRS Newsletter can be found by clicking here:
Flood Insurance Requirements for Recipients of Federal Disaster Assistance:
Flood Insurance Reform Act of 2012:
In 2012, the U.S. Congress passed the Flood Insurance Reform Act of 2012 which calls on the Federal Emergency Management Agency (FEMA), and other agencies, to make a number of changes to the way the NFIP is run. As the law is implemented, some of these changes have already occurred, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. The changes will mean premium rate increases for some – but not all -- policyholders over time.
National Flood Insurance Program (NFIP):
National Flood Insurance Program at FloodSmart.gov
The official site of the NFIP. In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.
Through its Flood Hazard Mapping Program, FEMA identifies flood hazards, assesses flood risks, and partners with States and communities to provide accurate flood hazard and risk data to guide them to mitigation actions. Flood Hazard Mapping is an important part of the National Flood Insurance Program, as it is the basis of the NFIP regulations and flood insurance requirements.
New York State communities participating in the National Flood Insurance Program. Also shows communities NOT participating.
Floodplain and Coastal Mapping:
FEMA's source for Floodplain Maps. Provides several tools for downloading, viewing and printing Digital Flood Insurance Rate Maps (DFIRMs).
Sponsored by NOAA's Coastal Service Center, the Digital Coast Website provides data required by coastal resource management professionals, as well as the tools, training and information needed to turn these data into useful information.
The vision for Risk MAP is to deliver quality data that increases public awareness and leads to action that reduces risk to life and property. Risk MAP builds on flood hazard data and maps produced during the Flood Map Modernization (Map Mod) program.
NYS Disaster Declarations:
A history of disasters affecting New York State. Find Designated Counties, Disaster Federal Register Notices, News Releases and Disaster Statistics for each.
FEMA's Disaster Assistance website. Find disaster assistance that meets your personal needs; Locate over 70 forms of assistance from 17 Federal Agencies; Apply for disaster assistance; Check the progress of your application.